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What Are You Worth?

Do you have enough life insurance to take care of your spouse?What if all of a sudden you had to pay for many of your life necessities due to the loss of a spouse? Life insurance provides the money to pay for what you're worth in your daily activities. Here is a modest sampling of what it would cost to pay someone to take your place or that of your spouse.

In Home Childcare
45 hours per week
Cost per year: $18,720

Housecleaning
7 hours per week
Cost per year: $3,640

Laundry
7 hours per week
Cost per year: $2,184

Yard Work
2 hours per week
Cost per year: $1,352

Grocery Shopping
2 hours per week
Cost per year: $1,560

Meal Preparation
7 hours per week
Cost per year: $2,912

Financial Planning/Bill Paying
2 hours per week
Cost per year: $1,248

Errand Running
5 hours per week
Cost per year: $2,080


TOTAL: $33,696*

* Reprinted from BabyTalk Magazine, May, 1999

Did you know that a life insurance policy pays your family the amount of the policy TAX-FREE?

Consider this...$500,000 of insurance invested conservatively at 6% provides $30,000 per year of income while preserving the principle. Term insurance is designed to fit the age of a family as well as their budget.

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