What is A.M. Best Rating for Life Insurance Companies?

What is A.M. Best Rating?

A rating report from the A.M. Best Company represents an independent opinion from the leading provider of insurer ratings of a company's financial strength and ability to meet it's obligations to policyholders.

The A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of insurance companies since 1899. Best's Ratings represents the current and independent opinion of a company's financial strength and ability to meet obligations to policyholders. Best's Ratings are not a warranty of an insurer's current or future ability to meet obligations to policyholders, nor are they a recommendation of a specific policy form, contract, rate or claim practice.

A Best's Rating is assigned after an extensive quantitative and qualitative evaluation of a company's financial condition and operating performance. A.M. Best assigns one of the following Best's Ratings: A++ and A+ (Superior); A and A- (Excellent); B++ and B+ (Very Good); B and B- (Fair); C++ and C+ (Marginal); C and C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Rating Suspended). NOTE: These rating descriptions only apply to the current year's ratings.

For the current Best's ratings, Best's Company Reports, or insurance news, call BestLine, A.M. Best's 24-hour voice and fax service. BestLine charges can be billed to your phone (1-900-555-BEST) or your credit card (1-800-424-BEST); each call is $2.95 plus $.95 for news, $4.95 for each Best's Rating, and $19.95 for each Company Report. (Prices are subject to change.) For further assistance, call A.M. Best Customer Service at (908) 439-2200, ext. 4627.

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